In order to improve your Credit Score, the first thing to do is find out what information Banks, Lenders & credit Companies have about your credit file.You can obtain a Free Credit report from Equifax. Getting your Credit Report will assist and fully inform you what aspects Banks, Lenders and Credit Companies use to make a credit decision about you.When you sign up to Equifax for your free report, you will also receive tips from the experts.Once you have got your credit report, you are ready to start improving your credit score. To try and improve it, you should:1 Pay your bills on time.2 Try to decrease the amount you owe to each creditor without closing your accounts.3 Fix any errors that are showing up on your Credit Report.Over time you should see an increase in your Score.