A Self employed builder from Hartlepool wins over £10,000 for mis sold Payment Protection Insurance Policies sold to him by Barclays Bank.
Over the past 10 years Mr Alberts (name changed to protect identity) had taken out four loans with Barclays Bank.
He needed the loans to help get his business started. He had paid off three of his loans but he had one loan still outstanding which he had taken out in 2006.
Mr Alberts had heard about Claims Companies being able to claim back Payment Protection Insurance (PPI) if it had been mis sold. When MrAlberts took out his first loan, he was unaware that Payment protection Insurance (PPI) was optional and needing the loan badly he took the bank assistants advice which was if he took the PPI, he had a better chance of getting the loan.
Over the course of six years Mr Alberts continued to take out loans with Barclays Bank with the PPI (Payment Protection Insurance).
He instructed Reclaim Services to deal with reclaiming his ppi (payment protection Insurance) in April 2010 and received a refund on all four of his loans with ppi in July 2010 for all premiums paid plus interest with Barclays Bank.
A note from Reclaim Services- More and more customers we find are saying that they have been told they had to take out PPI (Payment Protection Insurance) to get the loan in the first place.
PPI (Payment Protection Insurance is an optional extra, in the case of Mr Alberts or any other self employed person, it is unlikely that a self employed person would be covered by a PPI policy and therefore the policy is mis sold.If you believe you have a mis sold ppi (Payment Protection Insurance, contact us on 0800 8404034 or make a claim online at http://www.reclaimservices.co.uk/claim-review.html
 Recent Loan Refund
Lloyds Tsb loan refund £533
Lloyds Tsb loan refund £3690
Virgin Credit card ppi refund £828
Barclays Bank loan refund £2243
Yorkshire Bank loan refund £2059
Claim your Loan refund today
If you've taken out a Loan in the past 10 years, you could be owed a refundReasons for Loan Refund
- The Lender adding on PPI(Payment Protection Insurance) / loan Insurance without you asking for it.
You were self employed when you took out the loan.
The Lender not checking if you already had PPI cover elsewhere.
You were unemployed/retired ot a student when you took out the loan.
The Lender didnt explain that you could take cheaper loan Insurance elsewhere.
The Lender increasing your Loan amount and adding Loan Insurance without your knowledge.
You were told you had to take the Insurance to get the loan.
You were pressured into taking out the Insurance.
You were not aware the Insurance was optional.
You were a public services employee when you took out the loan.
You were told the Insurance was compulsory.
Our services are provided on a no win no fee basis.
There are no upfront fees to pay or any administration fees or hidden charges.
There is no charge for an unsuccessful claim.
We charge 25% + vat on the amount that is won for the customer.
You have nothing to lose and everything to gain.
Phone us FREE 0800 840 4034
Where you self employed when you took out PPI (Payment Protection Insurance)!
If you were shortly to become self employed or were self employed when you took out PPI, you may have a possible claim for a mis-sold PPI and may be entitled to a PPI refund.
To see if you are covered, you should check the terms and conditions of the small print of the PPI policy.
Many times there are certain exclusions within the PPI policy which will mean that a self employed person may only be covered in certain circumstances and PPI may be a waste of money.
If this is the case and the terms and conditions of the Payment Protection Policy were not fully explained to you, you may be entitled to a Payment Protection Insurance refund.
Complete the 20 second PPI claim review or
phone us Free on 0800 840 4034.
http://www.reclaimservices.co.uk
You might not know what PPI is although there is a good chance that you have it.
There is an estimated 20 million PPI (Payment Protection Insurance Policies) which have been sold to customers in the UK. There is also a good chance that you have been mis-sold ppi and could claim your money back.
PPI or Payment Protection Insurance is sold with Credit Cards, Loans or any other financial products such has car finance & store cards. It is meant to cover the repayments if you cant make them due to an illness or accident.
The main problem with PPI is when it is purchased from a Bank or Lender attached to loans, car finance etc. it is bad value for money. PPI is often sold to people who can never claim on it such as being self employed, students, unemployed & retired people. Many people have reported being forced to take PPI out by the Banks & Lenders saying they couldnt have the loan or finance without taking the PPI.
PPI is and has always been an optional extra but the Lenders have over the last decade made millions of pounds from selling PPI attached to financial products and therefore it is easy to see how it has been mis sold. Many banks & lenders sales assistants have been on commission to sell PPI to customers another reason why it could often be mis sold.
The FSA regulated the selling of Payment Protection Insurance in January 2005 and have fined many Lenders for mis sold PPI.
If you think you may have a mis sold PPI, you should contact a claims company such as Reclaim Services, this service is provided on a
no win no fee basis which means if the claim is unsuccessful you will not be charged a penny. You have nothing to lose.
You can make a claim for a mis sold ppi by filling out the online refund review form or alternatively contact FREEPHONE 0800 840 4034.
Up until now Reclaim Services have never published the success stories for claiming back
mis sold ppi (payment protection Insurance) for Customers. Starting today we will share with you some of are recent PPI Refunds payouts for our customers: Paragon Finance PPI Refunded £17,271 Lloyds Tsb PPI Refunded £1480 Lombard Direct PPI Refunded £315.84 Capital Bank PPI Refunded £1101.74 Yorshire Bank PPI Refunded £317.50 Welcome Finance PPI Refunded £901.29 The Woolwich PPI Refunded £683.35
Tesco Finance PPI Refunded £721.91
Yorkshire Bank PPI Refunded £1225.22
Yorshire Bank PPI Refunded £3244.19
Barclaycard PPI Refunded £875.63
Barclays Bank PPI Refunded £2181.10
Egg Bank PPI Refunded £2200.00
Barclays Bank PPI Refunded £3486.00
Blackhorse PPI Refunded £715.00
Should you require any help claiming back mis sold payment protection Insurance (PPI) attached to loans & credit cards which you have outstanding or even if the loan/credit card has been paid off.
Our services are provided on a no win no fee basis.
Freephone: Reclaim Services 0800 840 4034
or complete the 20 second online PPI refund review form
http://www.reclaimservices.co.uk/claim-review.html
Reclaim Services Press Release
Middlesbrough Man wins £17,271 for a mis sold Payment Protection Claim against Paragon Finance
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Reclaim Services are delighted to announce that we have added a new service for our customers.
In an effort to help the environment & help our customers save money on their energy bills, we are now offering Free Loft & Cavity Wall insulation to people on qualifying benefits & over 70's.
Currently we are offering Free Loft & Cavity Wall insulation to customers in the North East of England only.
For further information, and to check if you qualify please contact us on
FREEPHONE 0800 840 4035.
We will shortly be updating this information so check back often.
We look forward to being of service to you.
If you are trying to make ends meet and are having past due bills pile up, the last resort you would want is to take out a payday loan to pay your dues. There are many sources available today that offer payday advances. To get a quick payday advance loan, you can connect online with many payday advance loan companies. Most payday loan companies
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